When you sign in to the site, you can click the "Forgot your password?" link and enter the email address you used for registration. You will get an email message with a link for setting a new password.
To withdraw your money, go to Payout. Choose a method, enter the amount and other information, and click "Withdraw Funds". Your request will be handled within 1 hour.
Yes. You need to verify your identity in order to withdraw funds. Account verification is necessary in order to prevent fraudulent financial transactions on the account.